Disclaimer, Terms and Conditions

Better Cover Limited is not an Insurance Company. Better Cover will connect you to an advisor who is registered on the Financial Service Providers Register (FSPR).

By accessing this website (bettercover.co.nz) and providing your details, you acknowledge that the information available on this website is not intended as personal advice. Any information on this website is of general nature and you agree that you will not use any information on this website as financial advice. Instead, any personal advice you receive will be provided by a registered adviser based in New Zealand, who is qualified to advise on the information you provide. Consultations can occur over the phone or through face-to-face meetings. All recommended advisers and agents are registered professionals. All advisers will provide you with their disclosure documents and Financial Service Provider (FSP) numbers when they reach out to you.

General Disclosure

Website Ownership: This website is operated by Better Cover Limited. All content displayed on this website, including articles, graphics, logos, and images, is owned by Better Cover Limited or its content suppliers and is protected by international copyright laws.

Content Accuracy: Better Cover Limited strives to ensure the information on this website is accurate and up-to-date; however, inaccuracies, errors, or omissions may occur. Better Cover Limited does not warrant the accuracy or completeness of the information, text, graphics, links, or other items contained within these materials.

External Links: This website may contain links to external websites that are not provided or maintained by or in any way affiliated with Better Cover Limited. Please note that Better Cover Limited does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

Use at Your Own Risk: All information and content provided on this website are for informational purposes only. The use of this website and its content is at your own risk. Better Cover Limited will not be liable for any losses and/or damages in connection with the use of our website.

Remuneration Disclosure As part of our service, we connect you with trusted business insurance brokers. Should you decide to purchase a policy through them, we may be compensated with a commission, which supports our platform and allows us to continue providing valuable connections. This commission supports our ability to provide valuable services to you at no cost.

Amendments: Better Cover Limited reserves the right to amend this disclosure at any time. When we do, we will revise the updated date at the bottom of this page. We encourage users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect.

If we introduce or refer you on to one of our partner insurance advisers, they may provide you with financial advice. Our partner insurance advisers will provide you with the necessary disclosures as part of their service. If this is unclear to you, please ask the adviser for their disclosures. They are required to provide and explain this to you.

Date of Last Update: 18 April 2025