No jargon,
no sales pitch.
Just honest, free insurance advice.
We connect you with trusted advisers to help you find the right coverage.
About Better Cover
At Better Cover, we understand how crucial it is to have the right insurance in place. That's why we've partnered with leading insurance advisers throughout New Zealand.
Our expert partners are committed to providing personalised advice tailored specifically to your needs. We are dedicated to protecting you and your family against unforeseen events, and our mission is to make the insurance process straightforward and effective for you.
How We Make Insurance Simple and Stress-Free for You
Step 1: Understanding Your Needs
We start by having a yarn with you about what’s going on in your life—whether it's family insurance, health cover, or protecting your business. We’ll take the time to understand what matters to you most, so you get the best advice that suits your situation, not a one-size-fits-all solution.
Step 2: Connecting You with the Right Expert Adviser
Once we’ve got a solid understanding of your needs, we’ll match you up with a registered insurance adviser who’s got the experience in your area. No hassle, no jargon—just real advice from someone who knows their stuff. Our advisers work with multiple providers, so they can show you all your best options.
Step 3: Ongoing Support & Guidance
Even after your review, we’ve got your back. If you need help with mortgages, asset finance, or KiwiSaver, we’ll connect you with the right experts who can guide you through whatever’s next. We're always here to make sure you're set up for the future, no matter what life throws at you.
Why Trust Better Cover?
Partnerships with NZ's best insurance advisers
Our partner insurance advisers understand how important the right cover is for you and provide tailored insurance solutions that work for you.
Experience Matters
Our partner insurance advisers are seasoned professionals and have handled diverse insurance needs and are adept at delivering effective coverage and risk management strategies.
100% Free and No Obligations
At Better Cover, we offer our services 100% free with no hidden fees. You’ll get honest advice with no commissions or obligations—just genuine guidance to help you find the best insurance.
Only Work with Vetted, Licensed Insurance Advisers
We connect you with qualified, licensed professionals who know their stuff. These trusted experts work with multiple providers to ensure you get the best options available for your insurance needs
Tailored Advice for Your Situation
No two people are the same, and we know your insurance needs won’t be either. We take the time to understand your goals and give you customized solutions designed to suit your specific situation.
Built by Kiwis, for Kiwis
We’re Kiwi-owned, which means we understand the unique needs of New Zealanders. Our goal is to make insurance simpler and more accessible for everyone in Aotearoa.
What
insurance types can we help you with?
Life Insurance
Secures financial support for your loved ones in the event of your untimely death. This support can cover living expenses, debts, and future planning needs.
Health Insurance
Provides coverage for medical expenses such as doctor visits, hospital stays, and surgeries. It ensures that you can receive the best healthcare without worrying about the financial burden.
Business Insurance
Provides coverage for property damage, legal claims, and other unforeseen challenges, keeping your business financially secure.
Income Protection Insurance
Compensates for lost income if you are unable to work due to illness or injury. This insurance provides a regular income to maintain your standard of living until you can return to work.
Total and Permanent Disability (TPD) Insurance
Delivers a lump sum payment if you become totally and permanently disabled. This helps cover living expenses, medical treatments, and rehabilitation costs.
Home and Property
Protecting your home is essential, whether you own, rent, or manage a property like an Airbnb. The right coverage can help safeguard against damage, loss, or unexpected events.
Contents
From everyday essentials to valuable electronics, having coverage for your belongings ensures they’re protected in case of theft or accidental damage.
Vehicles
Whether it’s a daily driver, a classic car, or a work vehicle, having the right insurance can help cover accidents, theft, and other unexpected incidents.
Leisure & Lifestyle
Accidents can happen even when you're having fun. Coverage for boats, caravans, jet skis, motorhomes, and drones can help provide peace of mind while you enjoy your adventures.
Motorbikes
Hitting the road on two wheels comes with risks. The right protection can help cover accidents, theft, and liability while riding.
Travel
Unexpected events can disrupt your travel plans. Travel insurance helps provide security against cancellations, medical emergencies, and other surprises while you're away.
See Why Kiwis Love Better Cover
Discover how real Kiwis found the perfect insurance coverage with expert advice—without the stress or hidden fees.
John Martin Wilson, AKL
Better Cover Limited does not provide financial advice. Better Cover will connect you with an advisor who can give you advice at no charge. All advisers that we partner with are authorised insurance advisers.